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Personal Finance Mentorship Program

to Significantly boost your Career

Objective Of Personal Finance Mentorship Program

All of you observed in recent days, there are lot of changes in regulatory & economic market scenario and all of such changes lead to higher expectations from Financial Advisors. Clients want to deal with only those financial intermediaries who are providing Advisor’s alpha. These coaching sessions focused on competency building & how to scale up advisory business.

  1. Guidance on how to pass regulatory certifications like NISM Investment Advisor Level 1 & Level 2 and Retirement Advisor Certification
  2. How to shift from Product-centric Sales to Need-based advisory approach
  3. How to construct, analyze & review Investment portfolio
  4. How to acquire new clients, Increase wallet share, and retain existing Clients
20 Recorded Session of 90 min. each
One to One doubt Session
Program duration - 3 Months
Price Rs. 25,000 + GST

Time Value of Money Calculations

on Excel with Case Studies

5 Live Sessions of 90 minutes each

PFS Time Value of Money

Rate of return
Calculation through
IRR & XIRR
function

Case Studies on
Education Planning
& other goal
calculations

Personal Debt
Restructuring
Calculations

Growing
Annuity &
Step-up
SIP Calculations

Inflation
adjusted
rate of return
calculation

Six Steps of
Financial Planning
Process

How to do asset
allocation &
rebalancing in
Goal based Investments

Relevance of Time value of Money in Goal based Planning

TVM is an essential component of financial planning, and it covers all the areas of financial planning. When you plan for your long-term goal, TVM comes in very handy. For example, when planning for your child's education or retirement, you have to bring in your knowledge of TVM. It serves as a tool for you to compare prospective investment options and help you make sound financial decisions. If you plan to do financial planning on your own, ensure you get this concept right.

Estate Planning

2 Sessions

Estate planning, often overlooked in the hustle of accumulating wealth, stands as the foundation of a secure financial future for High-Net-Worth Individuals (HNIs). It is not merely about distributing assets; it is a meticulous strategy to safeguard your legacy and provide for generations to come.



Importance Of Estate Planning
Intestate Succession Rules
Role of Nominee & Joint Holder in Investments
Tools of Estate Planning Will & Private Trust
PFS Estate Planning

Computation of Individual Tax Liability

Important Provisions of Five Heads of Income

Calculation of Capital gain of various Investment products

Set off & Carry Forward of losses

Deductions, Rebate & Exemptions

Income Tax Planning

3 Sessions

Tax planning involves strategically organising your financial affairs to ensure that, while fully complying with the provisions of the Income-tax Act, 1961, you take maximum advantage of all exemptions, deductions, rebates, allowances, and other benefits available under the law. The goal is to minimise your tax liability to the maximum extent possible without violating any legal requirements.

Investment Planning
6 Sessions

Investment planning is a key aspect of financial planning that focuses on aligning your investments with your financial goals. It involves assessing your current financial situation, identifying future financial objectives, and creating a strategy to achieve them. This process includes selecting the right mix of investment options based on factors such as risk tolerance, time horizon, and return expectations.
PFS Time Value of Money

Sharpe ratio,
Information ratio,
R Squared & Jenson’s Alpha

Behavior
Finance & Emotional
Biases in
Investment
Decisions

Bond
valuations with
YTM & Modified
Duration

Corporate
Actions & Investment
Products

Asset Classes,
Importance
of Asset
Allocation,
Risk Profiling

Structure
of Financial
Markets
in India

Retirement Planning
2 Sessions

Retirement planning is the process of creating a financial plan to help you achieve your income goals after you stop working. It involves evaluating your current financial situation, setting goals, and choosing a retirement plan

Case Studies on how to do Retirement Planning
Role of EPF & NPS in Retirement Planning
NPS, SCSS & other Post Office Saving Schemes
Annuity & Pension Plans
PFS Time Value of Money

Risk Management & Insurance Planning
2 Sessions

Risk management and insurance play crucial roles in creating a comprehensive financial plan. While we all hope not to face major tragedies – the death of a spouse, an injury that prevents working, or a major health crisis – planning for them helps best protect the interests of the client, their family, and any business interests they may have.

Basics of Risk Management Strategies
Role of Insurance in Risk Management
Insurance based Investment Products
Important concepts of Health Insurance
PFS Time Value of Money

Financial Calculator & Tools

Provided Free Of Cost

Excel tool to prepare complete Financial Plan
Growing SIP/SWP Calculator
Income Tax Computation sheet in Excel
Retirement Calculator
Risk Profiler Tool
Standard Will Format
iifcedu.in- Financial Calculator & Tools